There are two main workstreams in Credit Advisory & Restructuring division:
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Restructuring: lending customers having temporary financial difficulties are advised by the team, the viable solutions to restructure loans are developed and after certain probation period cured customers are returned back to business.
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Recovery: when financial difficulties cannot be resolved in a reasonable period of time, the lending agreements are terminated and the repayment of loans issued is ensured through sales of collaterals and realization of other securities.